Great Service &
Even Better Rates
- Transparent rates and costs are available online 24/7.
- No Underwriting – No Processing – No Administrative Fees.
- E-mail replies within minutes
- A team of Mortgage Advisors available 7 days a week.
Our Reputation Speaks For Itself
Plus Many More, 400+ More…
180 reviews
50 reviews
The Home Got Owned
Mortgages Difference
Innovative programs and strategies you need to get offers accepted in today’s competitive house market.
Home Got Owned
Mortgages vs. the Competition
- Compare over 20 banks, lenders and investors from our network in seconds
- No Underwriting – No Processing – No Administrative Fees
- In-house underwriting
- Real-time custom rates and costs available online 24/7
- Our team of loan officers are on call 7 days a week
- Underwritten Pre-approvals
- Bridge Loans and Cash Buyer Programs
Home Got Owned
Mortgages
Big Banks
- No
- Rarely
- Rarely
- Rarely
- No
- Sometimes
- No
Online Lenders
- Rarely
- Sometimes
- Rarely
- Sometimes
- No
- Rarely
- Rarely
Empowering tools to help you choose the right mortgage
Full Transparency – Instant Estimates – No Obligation
Compare Mortgage Purchase Rates in your area instantly
No obligation and transparency 24/7. Instantly compare live rates and costs from our network of lenders across the country. Real-time accurate rates and closing costs for a variety of loan programs custom to your specific situation.
- No Email
- No Credit Check
- No Phone Number or SSN Required
No Underwriting – No Processing – No Administrative Fees
Our Mortgage Advisors don’t rely on our Loan Officers to go out and solicit their own business.
Instead our Mortgage Advisors are able to focus all of their efforts on education and helping borrowers find the right loan program for their specific situation.
This unique model allows us to pass the savings on to our customers and offer low rates without additional fees of any kind while still offering solid advice and a great experience.
Local, Direct Lender With In-House Underwriting
We underwrite our loans in-house.
This gives us complete control of the loan process from beginning to end.
Our team consists of Loan Officers who are compensated and driven to advise and educate our clients. This unique advisor approach eliminates the traditional high-pressure sales techniques.
This has allowed us to create a boutique experience accompanied by low rates and fees.
Get Started
Local, Direct Lender With In-House Underwriting
Highly Experienced Mortgage Advisors Available 7 Days a Week
Our team of licensed mortgage advisors who average over 15 years’ experience are available 7 days a week to provide the kind of support that you need while you go through the process of buying your dream home.
If your advisor gets sick or happens to be on vacation you have the peace of mind knowing one of our qualified advisors can help you with any questions that come up.
Need an updated pre-approval or someone to call the listing agent on a Saturday? No problem, our team has you covered.
Who helps make your loan a successful transaction?

Mortgage AdvisorsAverage 15+ years’ experienceClosing Agents16+ years’ experienceLoan ProcessorsAverage 17+ years’ experienceUnderwritersAverage 19+ years’ experience
Schedule a Free No Obligation Consultation
Start your application today
Fast and easy online application. Our simple to use borrower portal allows you to effortlessly view, sign and upload documents in one place from beginning to end.
- Highly Experienced Loan Officers
- Trusted and comprehensive pre-approvals
- Great service and advice
Other Tools to Check
Mortgage Calculator
Our comprehensive calculator shows mortgage payment details, an amortization schedule, an affordability calculator and bi-weekly payments all in one easy to use tool!
Refinance Calculator
Should you refinance? Find out whether or not you’ll benefit quickly and easily without providing personal information or talking to a Loan Officer.
Get Started
Loan Limits
Unsure of the conforming loan limits in your area? Find out in seconds by simply entering your zip code.
Get Started
Home Value Report
Get a monthly Real Estate and Wealth Digest customized with insights and opportunities related to your specific property!
Connect with a Mortgage Advisor Today!
Whether you’re buying a home or ready to refinance, our professionals can help.
Contact Us
425-401-8787
Get Started
Home Got Owned Mortgages was founded with a single
mission
to help homebuyers save money. Too often, buyers overpay simply due to a
lack of information. Our goal is to provide expert guidance on all mortgage-related
needs, ensuring our clients make informed financial decisions. We are committed to
answering questions and offering tailored support to every homebuyer.
