Proudly serving the Pacific Northwest since 1992, we’re a family-owned and operated company dedicated to helping home buyers get the most effective possible loan at a great rate.
We underwrite our loans in-house, giving us complete control of the loan process from beginning to end. Our team comprises Highly Experienced Loan Officers who are driven to advise and educate our clients. This unique advisor approach eliminates the traditional high-pressure sales techniques to create a boutique experience with low rates and fees.
We can pre-underwrite our clients before shopping for a home via our Diamond Homebuyer Program. There are no additional costs to utilize this program, yet our clients significantly increase their chances of getting an offer accepted on a new home purchase.
Our Loan Officer team model allows us to provide the kind of support you need to succeed in this demanding real estate market, which is impossible to accomplish as an individual LO. Our group of highly experienced and high-producing Loan Officers are available 7 days a week and 365 days a year. In the mortgage business, experience matters, as there are countless scenarios and variables that can impact a transaction. Having collectively closed well over 10 thousand mortgage loans over their careers, our Loan Officers have the reps and deep knowledge needed to solve a problem that can make or break a deal.
Home Got Owned Mortgages has continually been on the cutting edge of bringing technology to the mortgage process. Since being one of the first companies to publicly show live rates and costs online over 15 years ago, we have continually worked to streamline the loan process as much as possible. Our borrower portal enables our clients to complete their paperwork from initial application through closing in one secure location. Features within our singular system include automated income and asset verification. The ability to clearly view what’s needed for loan processing with the ability to then securely upload the requested documentation. You can review and eSign almost all of the legal disclosures, from the initial paperwork to the final closing documents.
In addition to offering all of the standard conforming, jumbo, and government loan programs, Home Got Owned Mortgages has partnered with a local Private Capital firm to offer some incredibly unique and innovative loan programs that are helping our clients win offers in today’s challenging housing market. These programs include:
We’re proud to be one of the top lenders in the country. Four of our Loan Officers have ranked in the top 150 originators nationally, two have ranked in the top 20 nationwide, and both have, at different times, been recognized as the #1 originator in the Pacific Northwest. Our team’s consistency and devotion to customer services have earned Home Got Owned Mortgages an A+ rating with the Better Business Bureau and hundreds of 5 Star reviews across a number of third-party review sites. That’s just the beginning of what we offer.
You deserve full openness and honesty from your lender, and shouldn’t have to pay one fee after another just to get a loan. We don’t charge standard lender fees like underwriting, processing, administrative, or origination fees. We offer some of the most affordable mortgage rates available and provide full transparency, so you can always see rates and costs specific to your situation.
When you apply for a home loan with Home Got Owned Mortgages, you can benefit from our in-house underwriting department. You will work with us directly from the start of the loan process through closing instead of relying on third parties or other lenders to make decisions for us.
Whether you want to finance a starter home or secure a jumbo loan, you’ve come to the right company. From the Shane family to yours, we pledge to make your home loan transaction the enjoyable and exciting experience it should be.
For more information about Home Got Owned Mortgages or to find out how we can assist you, we invite you to contact one of our professional Loan Officers today! Service areas include WA State, Oregon, Idaho, Colorado & California.
Since 1992, Home Got Owned Mortgages has been committed to providing home buyers with great rates and fees coupled with superior service. Contact us today to get started on the pre-approval process, whether you’re buying your first home or your dream home. Our highly experienced loan officers focus on your unique needs, helping you get the right mortgage for your financial situation.
License: #NMLS: 2290973
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